Financial Planning & Consulting for Businesses
Simplifying Retirement for Your Team
Retirement Plan Consulting for Businesses
Running a business is demanding — managing a employer retirement plan such as a 401(k) or pension plan shouldn’t add unnecessary complexity. We help business owners and plan sponsors design, implement, and maintain retirement plans that attract and retain great employees while reducing administrative burden. As CFP® Professionals, we guide you through every stage of the process to ensure your plan is competitive, compliant, and aligned with your company’s goals.
Cash Management
Looking for solutions for surplus cash (6 months or more away from routine business use), we can provide alternatives to traditional banking products.
Integrated Financial and Tax Planning
Establish robust financial reserves, optimize cash flow, and implement proactive tax strategies (e.g., deferrals, deductions, and credits) to sustain operations and minimize liabilities during disruptions or ownership transitions.
Risk Management through Insurance
Utilize comprehensive insurance solutions—including business interruption, key person, and liability coverage—to protect assets, stabilize income, and support continuity during unforeseen events or leadership changes.
Succession and Exit Planning
Develop a clear succession plan identifying key roles, successors, and training paths, alongside a structured exit strategy (e.g., sale, merger, or transfer) that maximizes business value and ensures continuity.
Retirement Plans Built for Your Business
Our Corporate Retirement Plan Services
Plan Design & Setup
We help you choose the right retirement plan structure — 401(k), SEP, SIMPLE, or custom options — tailored to your business size, goals, and cash-flow considerations.
Provider Selection & Benchmarking
We evaluate providers, compare costs, analyze service models, and help you select (or renegotiate) a plan that offers value and low fees for both employers and employees.
Investment Menu Construction
We build diversified, low-cost fund lineups so employees can customize portfolios with confidence. Our oversight includes ongoing monitoring, rebalancing guidance, and performance reviews.
Fiduciary Guidance & Compliance Support
We partner with you to meet fiduciary obligations, maintain ERISA compliance, and ensure your plan always puts participants’ best interests first.
Employee Education & Enrollment Support
From group workshops to one-on-one sessions, we help your employees understand their investment options, saving strategies, and retirement readiness.
Ongoing Plan Management
We review plan fees, participation rates, investment performance, and vendor service levels — making adjustments as your company grows.
How Blue Sky Supports Plan Sponsors
A well-run retirement plan reduces risk, improves employee satisfaction, and strengthens your benefits package. We provide:
Clear guidance through every stage of setup and administration
Transparent fee benchmarking and cost-saving opportunities
Investment oversight and due diligence
Participant education to improve enrollment and retirement readiness
Strategic recommendations to increase efficiency and reduce liability
Whether you're establishing your first plan or improving an existing one, we help you create a strong retirement benefit your employees can rely on.
Take the Next Step
Ensure Your Retirement Plan Is a Competitive Advantage
A well-designed retirement plan helps you attract talent, improve retention, and support your team’s long-term financial well-being. Contact us for a complimentary retirement plan consultation and discover how to make your company’s benefits stronger and more efficient.
Common Questions About Employer Retirement Plans
How do I set up a retirement plan for my small business?
We guide you through plan type selection, provider comparison, cost analysis, and implementation — keeping setup simple and aligned with your goals.
Can you help lower plan fees?
Yes. We benchmark costs, identify unnecessary fees, and recommend more efficient providers or fund lineups when appropriate.
Do you offer fiduciary oversight?
We act as a fiduciary planners, helping you meet regulatory responsibilities and supporting plan governance.
What employee education do you provide?
Workshops, enrollment support, and one-on-one guidance to help participants understand their investments, saving options, and retirement readiness.
Cash Flow Planning
Create a plan that grows with you — from cash flow to long-term strategy.
Investment Management
Start investing with a clear, goal-aligned strategy built for long-term growth.
Retirement Planning
Tailored Retirement Income Strategy coordinated with investment, insurance, tax and estate planning
Tax Planning
Maximize your earnings and investment opportunities utilizing the tax code
Estate Planning
Leaving a legacy for those you love and causes you are passionate about with minimal cost or delays
