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Frequently Asked Questions

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Answers to Our Most Common Questions

Below you’ll find clear, straightforward answers to the questions we’re asked most often. If you don’t see what you’re looking for, reach out anytime — we’re always here to help.

  • What services does Blue Sky Capital provide?

    We offer comprehensive financial planning that includes retirement planning, investment management, tax planning strategies, insurance and risk management, and corporate retirement plan consulting. We also provide ongoing support tailored to your life stage — from young professionals to retirees and business owners.

  • Are you fiduciaries?

    Yes. We are legally and ethically required to act in your best interest at all times. Our recommendations are always transparent, conflict-free, and aligned with your goals.

  • How does Blue Sky charge for its services?

    We operate as a fee-based advisory firm (depending on service). Advisory fees are transparent and will be discussed upfront. 

  • Is there a minimum asset requirement?

    No strict minimum. We work with new investors, growing families, seasoned professionals, and high-net-worth retirees. Our planning packages and ongoing services scale to match your stage of life and financial needs.

  • Is the initial consultation free?

    Yes. Your first meeting is complimentary. It’s an opportunity to ask questions, understand our approach, and see if we’re the right fit. No pressure, no commitment.

  • What is the process for working with a financial planner at Blue Sky?

    Our process is simple and collaborative:


    1. Discovery: We learn about your goals, values, and financial landscape.
    2. Plan Design: We build a personalized financial roadmap tailored to your needs.
    3. Implementation: We put your plan into action across investments, taxes, insurance, and retirement strategies.
    4. Ongoing Support: We meet regularly to review progress and update your plan as life changes.

  • How often will we meet or communicate?

    We meet at minimum annually and send periodic communications and encourage clients to contact us  anytime questions arise. 

  • Do you work with clients outside San Diego?

    Yes. While our main office is in Poway (San Diego County), we serve clients throughout the United States and Internationally through virtual meetings and secure digital tools.

  • What makes Blue Sky different from other financial advisors?

    We bring a multi-generational team of CFP® professionals, 85+ years of combined experience and an education-first approach. Clients appreciate our clear communication, transparent process, and relationships that often span generations.

  • Can you help with employer retirement plans and business-owner planning?

    Absolutely. We work with business owners on both personal planning and corporate retirement plans, including retirement and pension design, provider benchmarking, investment menus, and employee education.

  • What if I’m just getting started and don’t know much about finance?

    Perfect — we love helping anyone willing to adopt the financial concepts and principles we teach. We explain everything in plain language and help you learn the basics so you can grow your financial confidence over time. No question is too small.

  • What are your fees?

    More information about our Firm is disclosed in our ADV Brochure

Let’s Build Your Plan Together

Still Have Questions?

If you’re wondering about something not covered here, please reach out — chances are other clients have asked the same thing. We’re happy to help you get the clarity you need before making any financial decisions.